Payments Glossary
The Payments Glossary
Every term you need to know — from ACH to zero-day settlement. Built for builders, operators, and anyone moving money at scale.
94 terms8 categories
Showing 94 of 94 terms
3
3DS (3D Secure)
Fraud & RiskTrending
A
ACH (Automated Clearing House)
Core PaymentsTrending
Acquirer (Acquiring Bank)
Core Payments
Authorization
Core Payments
AML (Anti-Money Laundering)
Compliance
B
Batch Processing
Settlement
BIN (Bank Identification Number)
Cards
C
Capture
Core Payments
Chargeback
Fraud & RiskTrending
Card Network
Cards
Card Present (CP)
Cards
Card Not Present (CNP)
CardsTrending
Clearing
Settlement
Cross-Border Payment
Cross-BorderTrending
Correspondent Banking
Cross-Border
Chargeback Rate
Fraud & Risk
CVV / CVV2
Cards
Chargeback Representment
Fraud & Risk
Contactless Payment
Cards
Credit Transfer
Core Payments
D
Dynamic Currency Conversion (DCC)
Cross-Border
Decline Rate
Core Payments
Dispute
Fraud & Risk
Debit
Core Payments
Direct Debit
Core Payments
E
EMV
Cards
Embedded Finance
Emerging TechTrending
eWallet
Emerging Tech
F
FX (Foreign Exchange)
Cross-Border
Fraud Prevention
Fraud & RiskTrending
Fintech
Emerging Tech
Float
Settlement
G
Gateway
Infrastructure
Gross Settlement
Settlement
H
Hosted Payment Page
Infrastructure
I
IBAN (International Bank Account Number)
Cross-Border
Interchange
CardsTrending
Issuer (Issuing Bank)
Core Payments
ISO 20022
InfrastructureTrending
Idempotency
Infrastructure
Instant Payment
InfrastructureTrending
Interchange Plus Pricing
Cards
Instant Settlement
SettlementTrending
K
KYB (Know Your Business)
Compliance
KYC (Know Your Customer)
ComplianceTrending
L
Liability Shift
Cards
Ledger
Infrastructure
M
Merchant Category Code (MCC)
Core Payments
Merchant of Record (MoR)
Core Payments
Merchant Account
Core Payments
Multi-Currency Account
Cross-Border
N
NACHA
Infrastructure
Net Settlement
Settlement
Network Token
InfrastructureTrending
O
OFAC Screening
Compliance
Open Banking
InfrastructureTrending
P
PAN (Primary Account Number)
Cards
Payment Orchestration
InfrastructureTrending
Payment Service Provider (PSP)
Core Payments
PCI DSS
ComplianceTrending
Pre-Authorization
Core Payments
Push Payment
Core Payments
Pull Payment
Core Payments
Payment Facilitator (PayFac)
Core PaymentsTrending
PIX
Infrastructure
Q
QR Code Payment
Emerging Tech
R
Real-Time Payments (RTP)
InfrastructureTrending
Reconciliation
Settlement
Refund
Core Payments
Reserve
Core Payments
Risk Engine
Fraud & Risk
S
SEPA
Cross-Border
Settlement
SettlementTrending
Smart Routing
Infrastructure
Split Payment
Core Payments
Straight-Through Processing (STP)
Infrastructure
SWIFT
Cross-Border
SaaS Payments
Core Payments
Sandbox
Infrastructure
Scheme Fee
Cards
Stablecoin
Emerging TechTrending
Strong Customer Authentication (SCA)
ComplianceTrending
Subscription Billing
Core Payments
T
Tokenization
InfrastructureTrending
Transaction Monitoring
Compliance
T+2
Settlement
U
UPI (Unified Payments Interface)
InfrastructureTrending
Underwriting
Core Payments
V
Virtual Card
CardsTrending
Velocity Check
Fraud & Risk
Void
Core Payments
W
Webhook
Infrastructure
Wire Transfer
Core Payments
Z
Zero-Day Settlement
SettlementTrending
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