Last month was a month of reach and rigor.

Checkout got wider this month: PayPal, Venmo, and Interac all went live, opening up new fiat and crypto-native settlement paths for merchants. Behind the scenes, compliance tooling was rebuilt into a single auditable system, and a long list of reliability fixes closed out quietly across the platform.

Let's get into the details.

PayPal, Venmo, and Interac expand checkout coverage

What we shipped

Payment method coverage grew faster this month than in any recent stretch.

• PayPal and Venmo: backend processing went live in week three; React SDK components, developer docs, and a merchant onboarding flow followed
• Interac Pay-In: Canadian merchants can accept Interac, the country's most widely used payment network, directly at checkout
• Canadian EFT Withdrawal API: a new endpoint for linking Canadian EFT bank accounts programmatically
• Disbursed Funds Webhook: merchants get a signal the moment funds are actually disbursed, so reconciliation can run automatically instead of on a manual check

Why it matters

Every payment method a merchant can't accept at checkout is a customer who leaves instead of buying. PayPal and Venmo have sat near the top of merchant feature requests for months, and Interac is close to a baseline requirement for anyone serious about the Canadian market. The same logic applies on the crypto side: merchants now have stablecoin and crypto-native settlement paths that behave like the rest of the payment stack, not like a separate asset they have to hold and manage.

Impact

Compliance gets a new operating system

What we shipped

The compliance team's tooling changed more this month than in the past year combined.

• Dynamic RFI system: underwriters now get drag-and-drop form building, draft support, post-send editing, and a metrics dashboard
• Internal access controls: tightened across the platform and improved data export protections

Why it matters

Compliance work that depends on spreadsheets and side tools doesn't scale, and it makes audits harder than they need to be. This overhaul consolidates that work into one auditable platform, which cuts investigation time, closes gaps in regulatory coverage, and takes manual steps out of processes that were never built to handle current volume.

Impact

Closing the gaps in payment reliability

What we shipped

Reliability work touched nearly every stage of the transaction lifecycle this month.

• Duplicate payment prevention: mutex locks and default idempotency keys now sit on every checkout endpoint, closing off double-charge risk from retries, double-clicks, and race conditions
• Mastercard retry blocking: TPE Program rules are now enforced automatically, avoiding avoidable retry fees
• Plaid token expiry visibility: expired tokens now surface to merchants instead of letting a payment proceed without a balance check
• Smarter provider fallback: routing now checks network support before sending a transaction to a processor

Why it matters

None of these fixes are dramatic on their own, but each one was quietly costing merchants money or creating confusion at the point of payment. Fixed together, they add up to a real drop in failed transactions, false declines, and payouts that fail without anyone noticing.

Impact

Looking ahead

June was about widening the front door and rebuilding the systems behind it.

Three new payment methods went live, two crypto and stablecoin settlement paths opened up, compliance tooling was rebuilt from the ground up, and a long list of reliability fixes closed out quietly in the background. Getting all of that, across 180 PRs in four weeks shows how much the team pushed through this month.

Priorities heading into next month:

Keep adding payment method coverage where merchants are asking for it. Keep compliance tooling ahead of what regulators expect. Keep finding and closing the failure points merchants never see.

Merchants don't notice infrastructure when it works. That's the goal.