Somewhere right now, an AI agent is authorizing a payment on someone's behalf — restocking inventory, renewing a subscription, paying for compute. Nobody's agreed on how that gets authorized, how fraud gets caught when the "customer" is a script, or what happens to loyalty when the buyer doesn't carry a wallet. 

Those decisions are being made anyway, one company at a time.

That's the gap the Agentic Payments Alliance is meant to close, and why we're joining as a founding member alongside 20+ other organizations — including Circle, Fiserv, Mastercard, and Visa.

The stakes are already real

McKinsey estimates agentic commerce could reach $3 to $5 trillion globally by 2030. That's not a market a handful of companies should get to quietly define the rules for on their own.

Founding Members

The Agentic Payments Alliance's founding coalition includes: Avalanche, Basis Theory, Chainalysis, Circle, Coinflow, Crossmint, delta Network, Episode Six, Evertec, Fireblocks, Fiserv, Kala, Lithic, Mastercard, Monad, PayOS, Rain, Remitly, Rialo by Subzero Labs, Sardine, Shift4, Solana, Turnkey, Uniswap Labs, Visa, and Yuno.

We didn't show up empty-handed

This is the same infrastructure bet we've been making since we became the card-to-stablecoin bridge behind Tempo's Machine Payments Protocol, and since we joined Mastercard's Agent Pay for Machines as a launch partner. Agents need rails that settle with finality in seconds, not business days, because they don't operate on a human's clock. 

Stablecoins solve that natively. They settle atomically, without a correspondent banking chain, at the same speed the agents transacting actually needs.

The pattern isn't new partnerships. It's the same bet, made in public, because it keeps proving right.

Why this coalition, specifically

The Alliance is run collectively. Founding members write the charter together, not Rain alone. Early work means testing standards for agent identity and authorization before they're finalized, shared research, and advocacy on the regulatory questions this space can't avoid. Founding members also get early access to Rain's Agentic Startup Program, including its first demo day cohort.

Our stake in it is the one we've been building toward since day one: agentic commerce doesn't need another closed rail — it needs a Network of Networks, one infrastructure layer connecting card acceptance, ACH, and stablecoin settlement, so an agent's payment method is never a bet on which protocol wins.

The category is still being written. We'd rather help write it than read about it later. The future of agentic commerce is being built on Coinflow rails.

Want to accept payments from AI agents as easily as you do from people? Talk to the Coinflow team.

For media inquiries: press@coinflow.cash